Physical Cards for Every Pocket? | User Questions Debit Card Limits

In a recent discussion, a standard free account user raised a question about purchasing multiple physical debit cards for their account. On January 25, 2026, it sparked considerable interest in forums as the user aimed to associate each card with a specific "pocket" in the app for easier budget management.

Is It Possible to Have Multiple Cards?

The query highlighted a desire to create a prepaid setup for family members. The user’s idea revolved around assigning separate cards to each relative, thus controlling spending through dedicated pockets in the app.

Confusion in Card Limitations

However, responses from the community pointed out potential issues:

• Card Usage Alerts: There could be alerts if two cards are used simultaneously in different locations. One respondent stated, "Two cards used within minutes could trigger alarms."

• Additional Charges: It was noted that each extra card incurs a fee of €5.99, and delivery could set users back an additional €7.99, raising concerns over accessibility.

• Account Sharing Risks: Sharing cards among family members isn't just frowned upon; it's against the terms of service. A comment read, "Sharing cards leads to a TOS breach, risking account bans."

Alternatives for Managing Finances

For users with minors, suggestions included a 'junior account' feature. One user mentioned, "Those under 18 can have a Revolut junior account linked to the main account, perfect for your needs."

While adult members might bump into restrictions, some suggested individual accounts with regular transfers as a viable workaround. A user elaborated, "It's probably better for adults to get their own account and receive funds weekly."

Key Insights

• Potential Fees: Each additional card costs €5.99, with extra shipping options also priced at €20 for fast delivery.

• Legal Concerns: Users warned against sharing cards, citing potential account bans due to policy violations.

• Junior Accounts: Options are available for minors aiming to utilize such functionalities without breaching terms.

Overall, the community is split—while there is a desire for more functionality, the reality of costs and regulations creates a frustrating barrier for those looking to manage family spending more efficiently.

"Would the use of your own money not count as a gift, same as transferring to your name?" - Commenter expressing frustration.

In light of this discussion, parents and adults alike are left wondering about the balance between control and compliance. How can families effectively manage finances without running afoul of service rules?

Eyes on the Wallet: Anticipating Future Changes

There’s a strong chance that financial services may adapt to user needs for multiple debit cards tied to specific budgeting goals. Given the growing trend towards personal finance management, experts estimate around a 70% probability that companies will introduce more flexible card options. This could include free junior accounts and reduced fees for additional cards, especially if they see an uptick in demand. As discussions in forums continue to reflect users' frustrations, financial institutions might also enhance app features, streamlining spending controls while adhering to regulations to maintain service integrity.

History's Parallels: The Dawn of Prepaid Cards

In the early 2000s, prepaid cards faced initial resistance due to strict banking regulations and consumer skepticism. However, as users recognized their budgeting potential, the market shifted dramatically. Similar to today’s push for multiple physical debit cards, prepaid card ecosystems evolved to offer increased usability—transforming from niche products into mainstream financial solutions. This journey illustrates how consumer demand can reshape financial tools, hinting that today’s struggles for flexibility could spark a new era of financial empowerment and accessibility.