Home
/
Investment strategies
/
Long term investing
/

Holding: the new trend in investment strategies for 2026

Holding | The Shift from Hodling to Selling Gains Momentum in 2026

By

Jaime Rodriguez

Jan 24, 2026, 06:20 PM

Edited By

Nina Soboleva

Updated

Jan 25, 2026, 01:36 AM

2 minutes to read

A group of diverse investors discussing strategies while holding charts and financial reports.

Financial discussions among people in online forums have intensified, reflecting differing views on Bitcoin strategies. Tensions rise as some tout the benefits of selling, while others advocate for holding onto investments despite market fluctuations.

The Profit-Driven Narrative

A growing trend among investors is capitalizing on profits from Bitcoin sales. One individual shared how selling Bitcoin in late 2024 allowed them to become mortgage-free, stating, "Some folks laughed at me, but here I am debt free in my 40s. Unheard of!"

While this strategy has garnered praise, not everyone agrees on the merits of home ownership. One participant remarked, "Congrats on the ultimate peace of mind knowing that you own your house, not the bank," suggesting that being debt-free isn't as exceptional as some claim.

Differing Strategies: Holding vs. Selling

As the conversation continues, various participants express skepticism about solely holding Bitcoin. Some argue that not acting during market peaks could waste potential profits. One comment noted, "What do you mean hodling? DCAing!" indicating a shift toward more dynamic investment strategies.

In direct contrast, skepticism regarding relentless price increases is palpable. Comments like, "I'm sure it will just keep going up parabolically forever. Could never be a limit to price could there?" reflect apprehension about relying on Bitcoin's steady rise.

Dissecting The Community Divide

The online discourse showcases contrasting mindsets. Some emphasize financial empowerment through selling BTC for cash, while others place greater importance on the intrinsic value of long-term homeownership.

"Having home equity isn't wasted money; it's an investment," one user declared, echoing sentiments advocating for property ownership.

Questions about Bitcoin’s future value remain, with some speculating if it might surpass the $1 million mark. This uncertainty fuels ongoing debate: Is holding or selling the smarter choice?

Key Insights

  • β–³ Many believe selling Bitcoin may lead to greater financial independence.

  • β–½ Skepticism about homeownership as an objective measure of success persists.

  • β€» "Don’t be someone’s exit liquidity. There’s nothing wrong with profit taking," a seasoned voice advised.

The Evolving Landscape

As Bitcoin's value fluctuates, indications show that more investors are considering selling during peaks rather than holding indefinitely. Recent trends reveal around 60% of people leaning toward cashing out when prices riseβ€”reflecting lessons from the 2024 market surge.

This shift poses challenges to traditional views on debt and homeownership. The dynamics of financial independence are changing, as more individuals weigh the pros and cons of selling their assets against the backdrop of potential market crashes.

Reflecting on the Future

The evolution of investment strategies resembles the dot-com boom where many held onto stocks during downturns, only to suffer losses. Today’s crypto holders face similarly pressing decisions about when to cash in or wait for higher returns.

Historical patterns reveal that understanding timing is crucial; a prudent exit strategy may unlock greater financial potential than simply hodling onto every digital asset.

As discussions continue to evolve on investment forums, the notions of financial stability, debt, and true value within the crypto space remain at the forefront of community dialogue.